Speaker

 For the first time, every layer of retail payments is changing at once. New rails are emerging as instant account-to-account networks expand across Europe and begin to coexist with cards at the same checkout. New devices are transforming payment terminals from hardware into flexible platforms, powered by Android, SoftPOS, cloud-based estate management and increasingly unattended environments. And new frontiers are opening as acceptance moves into fast-growing verticals such as EV charging and self-service. The competitive advantage will belong to those who can manage that complexity simply, securely and reliably.